No one can predict when a long term illness or premature death will occur. The only thing you can plan for or predict is that if/when this occurs, without having a financial plan in place, your loved ones may be put in a very difficult financial position. In the event of an unforeseen or unplanned financial disaster, mortgage protection or mortgage insurance plans can offer you and your family a considerable amount of protection and peace of mind and serve as the perfect financial safety net.
A life insurance product that can provide financial utility during a client’s life & NOT just at death, living benefits can be the difference between financial survival and financial demise. At Alliance Group, we have been marketing & delivering living benefits to Middle America and small business owners since 1998. For over 15 years, our research in the marketplace has led us to believe that suffering from a critical illness IS unequivocally the biggest financial threat facing families and small businesses alike throughout the country.
Life insurance may be one of the most important purchases you’ll ever make. In the event of a tragedy. Get a sense of how much and what kind to buy, plus information about how different life events, such as having children or buying a home, can affect your insurance needs.
Life Insurance…through the ages.
If only we could keep disasters like this in mind, how much future damage might we avoid? It is impossible to tell, but such mindful preparation would do much to protect our so-easily destroyed achievements. The role insurance has to play in this is obvious, especially for our friends in the property & casualty industry, who will have quite a few checks to sign once this is all over. But it is also true for the life and health world, too. Insurance has long been sold on the premise of how little we can foretell the future, especially the darker parts of it. And it is something people simply do not like to think about.
Alliance Group Recommends Putting a Financial Safety Net in Place…
The sluggish economy continues to put financial strain on many of us. So it just makes sense to examine our budgets and look for ways to trim the fat from our monthly expenses and put more into savings, if possible.
“That’s a great way to help stabilize your finances, but it’s also important that you have a financial safety net in place in case something were to happen to you,” says Lee Duncan, Vice President of Sales & National Training Director with Alliance Group in Lawrenceville, GA. “Life insurance is one of the few guarantees your family can rely on to maintain their quality of life if you were no longer there to provide for them.”
On June 28, 2012 the Supreme Court delivered its long awaited historic decision upholding the Affordable Health Care Act. The debate on the merits of the court’s ruling and what it means to American consumers will go on and on, and the political efforts to repeal it will continue.
Just think, what would happen if the primary breadwinner in your home suddenly lost his/her income source and was unable to make the monthly mortgage payments?
Nearly a hundred and eighty years ago an American engine was built to make special financial benefits available to all citizens. It was perfect. It worked. It was risk and maintenance free. It had inherent social and tax benefits that remain sacred today.
You may need money NOW to avoid bankruptcy; to stay in your home and avoid foreclosure; to continue your children’s education…