How Living Benefits Work

Chronic Illness, Critical Illness, Terminal Illness + Death Benefit = Life Insurance with Living BenefitsTerminal Illness

Pays a benefit if you are diagnosed with a terminal illness resulting in life expectancy of less than 12 months (24 months in some states). This can be used for experimental medicine, prepare for final expenses or any other purpose you feel necessary.

Chronic Illness

Pays a monthly benefit should you become diagnosed as chronically ill and unable to perform two daily activities such as bathing, dressing, eating, or due to cognitive impairment. This benefit is paid annually (up to 24% of your death benefit). Policy must be in-force for 2 years.

Critical Illness

Pays a lump sum benefit should you suffer from a triggering illness such as cancer, heart attack, stroke, Lou Gehrig’s disease (ALS), blindness due to diabetes, kidney failure or major organ transplant, and more!

Living Benefits. Our Baliwick.
Living Benefits. Our Baliwick.
Posted 2 months ago

Living Benefits are the lifeblood of the Alliance Group. They are our BRAND, our MISSION, our PASSION & our CRUSADE.

Living Benefits. It’s not just insurance - It’s about providing your clients with a SOLUTION. It’s about LIFE INSURANCE FOR LIFE.

A life insurance product that can provide financial utility during a client’s life & NOT just at death, living benefits can be the difference between financial survival and financial demise. At…

NOW YOU KNOW
NOW YOU KNOW
Posted 2 years ago

NOW YOU KNOW

Let me begin by asking my readers the following question: “If you or a family member should develop a chronic illness requiring long-term care or become critically ill due to a stroke, heart attack, or diagnosis of cancer, but have a good chance for survival with new medical advances and physician recommended experimental or alternative care costing tens or hundreds of thousands of dollars, what would you do?…

All the more reason…
All the more reason…
Posted 2 years ago

I ran across this article today that continues to prove our point, further validating the need for LIVING BENEFITS. The first paragraph says it all:
"Bankruptcies resulting from unpaid medical bills will affect nearly 2 million people this year-making health care the No. 1 cause of such filings, and outpacing bankruptcies due to credit-card bills or unpaid mortgages, according to new data. And even having health insurance doesn't buffer consumers against…

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