How Living Benefits Work

Chronic Illness, Critical Illness, Terminal Illness + Death Benefit = Life Insurance with Living BenefitsTerminal Illness

Pays a benefit if you are diagnosed with a terminal illness resulting in life expectancy of less than 12 months (24 months in some states). This can be used for experimental medicine, prepare for final expenses or any other purpose you feel necessary.

Chronic Illness

Pays a monthly benefit should you become diagnosed as chronically ill and unable to perform two daily activities such as bathing, dressing, eating, or due to cognitive impairment. This benefit is paid annually (up to 24% of your death benefit). Policy must be in-force for 2 years.

Critical Illness

Pays a lump sum benefit should you suffer from a triggering illness such as cancer, heart attack, stroke, Lou Gehrig’s disease (ALS), blindness due to diabetes, kidney failure or major organ transplant, and more!

NOW YOU KNOW
NOW YOU KNOW
Posted 8 months ago

NOW YOU KNOW

Let me begin by asking my readers the following question: “If you or a family member should develop a chronic illness requiring long-term care or become critically ill due to a stroke, heart attack, or diagnosis of cancer, but have a good chance for survival with new medical advances and physician recommended experimental or alternative care costing tens or hundreds of thousands of dollars, what would you do?…

All the more reason…
All the more reason…
Posted 1 year ago

I ran across this article today that continues to prove our point, further validating the need for LIVING BENEFITS. The first paragraph says it all:
"Bankruptcies resulting from unpaid medical bills will affect nearly 2 million people this year-making health care the No. 1 cause of such filings, and outpacing bankruptcies due to credit-card bills or unpaid mortgages, according to new data. And even having health insurance doesn't buffer consumers against…

Mortgage Protection Insurance
Mortgage Protection Insurance
Posted 2 years ago

No one can predict when a long term illness or premature death will occur. The only thing you can plan for or predict is that if/when this occurs, without having a financial plan in place, your loved ones may be put in a very difficult financial position. In the event of an unforeseen or unplanned financial disaster, mortgage protection or mortgage insurance plans can offer you and your family a…

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